MAX CASH OUT FHA is 85% effective April 1st! This is not an april fools joke!

LOCK ON LINE!
Step 1: * Go to the TMC website: www.terracemortgage.com
Step 2: * Select “Client Entrance” (1st option under QUICK LINKS)
* Enter your user login & password (7 digit # same for login & Password)
Step 3: * Select “Lock/Register Loan”
Step 4: · Ready, set . . . Fill in the info as prompted (if the loan has submitted, most info will auto populate)
LOCK AWAY!!!!
Still closing and funding USDA
FHA
CONFORMING

DAVE’S TOP 12 LIST FROM THE HOME OFFICE DESK IN LONGWOOD, FLORIDA:
1) FOLLOW FHA SUBMISSION CHECK LIST
2) FILL OUT SUBMISSION FORM COMPLETELY
3) I WOULD RATHER YOU WAIT AN EXTRA DAY TO SUBMIT A FULL FILE THAN SUBMIT A PARTIAL FILE.
4) TRANSFER LETTER IS FILLED OUT AND SIGNED BY BROKER
5) NO PIECE MAILING IN CONDITIONS! ALL OR NONE!
6) MAX DTI ON FHA IS 50% REGARDLESS OF AUS APPROVAL
7)MIN SCORE FHA IS 620
8) TERRACE PULLS A 4506T ON ALL LOANS
9) THERE IS NEVER A DUMB QUESTION
10) SEE #3 ABOVE
11) SEE #5 ABOVE
12) NO STEWART TITLE! I REPEAT NO STEWART TITLE!

David G Bolton
Account Executive
(407) 782-6576 cell
4010 W. Boyscout Blvd.
Suite 550
Tampa, FL 33607
813.870.1400
813.870.1443 (fax)